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Clinic & Surgery Insurance

Whether you have one cosmetic surgery or a chain of cosmetic clinics, it is important that you are protecting your business with the correct insurance. At Hamilton Fraser Cosmetic Insurance, we offer clinics wide-ranging and flexible surgery insurance policies designed to fit the individual needs of their businesses.

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Clinic & Surgery Insurance

We have tailored our insurance specifically for cosmetic medical professionals. We can provide tailor made surgery insurance to protect your cosmetic clinic, drugs and equipment against loss or damage caused by insured events such as storm, flood, escape of water and theft.

Our wide-ranging surgery insurance can be specifically tailored to suit you and your cosmetic clinic. Choose from our standard and optional covers to get the right level of protection for your business:


Standard Surgery Insurance Cover

  • General contents
  • Computer equipment and electronic medical equipment
  • Glass breakage
  • Loss of income, including money held in your business or against you/an employee
  • Goods in transit and deterioration of stock
  • Tenant’s liability and liability to others
  • Book debts
  • Legal expenses
  • Theft by employee


Optional Surgery Insurance Cover

  • Buildings
  • Specified items

Flexible Payment Options

Flexible payment options including cheque, credit and debit card. No additional charge for credit or debit cards.

Multiple Product Discounts

Buy more than one policy from Hamilton Fraser Cosmetic Insurance and receive a discount!

Expert Advice

Our experts are on hand to make sure you get the policy that is right for you and your business.

Specialist Cover for Cosmetic Practices

Wide-ranging buildings and/or contents protection for your surgery and it’s specialist cosmetic equipment.

Industry Leaders

We work with many leading names in the industry including high profile practitioners, distributors, manufacturers and training courses.

Tailor Made Insurance

We can provide tailor made insurance to protect your cosmetic clinic.

Our Terms of Business

Our Terms of Business explains how Hamilton Fraser Cosmetic Insurance will provide services to you and includes our complaints procedure. For complete details please download our Terms of Business.

Terms of Business

Terms of Business

The Terms of Business that will apply to your Policy will be sent to you with your Policy documents.

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