Medical Malpractice Insurance

From medispas, to hospital groups, to individual mobile practitioners, let us protect you. See what policy benefits you get as standard when you’re covered by our medical malpractice insurance.

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Medical Malpractice Insurance Policy Cover

Hamilton Fraser Cosmetic Insurance was the first ever commercial insurance provider to offer medical indemnity insurance specific to the aesthetic industry back in 1996. We continue to support the industry by working with the leading organisations, manufacturers and distributers within the cosmetic sector and pride ourselves in playing an important role is raising standards across the industry.

We can arrange competitive insurance for both traditional and more specialised cosmetic surgery practices. Our medical malpractice insurance policies are affordable and flexible and designed to grow as your cosmetic business develops.

Medical Malpractice Insurance

With medical malpractice claims becoming increasingly costly, our malpractice insurance is an essential inclusion for any cosmetic professionals. Malpractice cover will protect you against potential costs and damages you may become legally liable to pay arising out of any insured treatments you provide or advice you give to patients.

Public and Products Liability

Public Liability

This section of the policy is designed for mobile practitioners to protect your legal liability against costs and expenses following injury or damage to a third party or their property whilst you are working at a premises not owned by you.

Products Liability

This cover will protect you against potential costs and expenses caused by the failure of the cosmetic product, including supply and alteration of the product (licensed and registered brands only).

Personal Accident Cover

This will provide fixed financial benefits if you sustain specified bodily injury or illness as a result of an accident.

Extended Reporting Period

The policy offers 36 months extended reporting period to protect you against treatments performed in the past once the policy has expired.

Our Terms of Business

Our Terms of Business explains how Hamilton Fraser Cosmetic Insurance will provide services to you and includes our complaints procedure. For complete details please download our Terms of Business.

Terms of Business

Terms of Business

The Terms of Business that will apply to your Policy will be sent to you with your Policy documents.

The Premier Club

When you take out a Hamilton Fraser Cosmetic Insurance policy, you will automatically join our Premier Club - providing you with a range of benefits that you won’t find anywhere else.

Some of the unique, cost-saving benefits of our Premier Club include:

10% off your Clinic or Surgery Insurance with Hamilton Fraser Cosmetic Insurance

15% off 1 years subscription to Journal of Aesthetic Nursing

10% discount on one day seminars with Independent Seminars

50% off 1 year's subscription to Private Dentistry Magazine

Receive 10% off a custom designed treatment starter pack with Skin Geeks Image Skincare

10% off any video packages with MyFaceMyBody

Get 8 copies of Body Language Magazine for the price of 6

20% off Cosmetic Expo tickets

Starter pack of 3 courses for only £1,800 instead of £2,360, Wigmore Medical